Retirement runway

Know when work becomes optional

Turn real spending, investable assets, and simple assumptions into a retirement date you can audit.

Retirement dashboard

Base scenario ยท updated today

On track

Estimated FI date

Aug 2037

Average monthly spend

$6,840

FI number

$2.08M

Investable assets

$742K

Runway projection

Projected assets against FI target

11.2 years
FI target

Sensitivity

Withdrawal rate 3.5% Dec 2039
Spend -10% Mar 2035
Save +$1,000/mo Jan 2034
Real return 3% Oct 2040

Cleanup cue

3 large transfers excluded from retirement spending.

Private by design

Connect with Plaid or use manual balances when an institution is missing.

Audit every number

See which spending, assets, and assumptions drive the projection.

Stress test your plan

Compare conservative, base, and optimistic retirement scenarios.

How it works

From transactions to retirement runway

01

Bring in spending

Connect accounts through Plaid for transactions or import history from a CSV.

02

Clean the signal

Exclude transfers, credit-card payments, and one-time purchases.

03

Add investable assets

Track the money that can actually support retirement.

04

Compare scenarios

Change savings, spending, withdrawal rate, and real returns.

Privacy

Built for sensitive financial planning

Manual fallback

Oriole stays useful without live account linking.

Delete connected data

Account deletion removes Plaid access before clearing app records.

Transparent math

The projection is deterministic and easy to inspect.

Focused scope

No trading, portfolio optimization, or opaque advice engine.

Build your retirement projection

Start with the numbers you have today and refine the assumptions as your data improves.

Start your projection